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Find The Best Choice of Capital For Your Small Business Today.

Faster, easier small business financing with one simple application – customized to your small business needs.


Owned and Operated in the U.S.
Business Checking Account
In Business at Least 1 Year
No Open Bankruptcies
Business Annual Revenue of $120,000

Why Choice of Capital?

We believe that having choices as a business owner is the only way to make impactful business decisions.

Compare funding offers from our network of 50 + lenders.

Apply in 5 minutes and get funds in 24 hours.

Dedicated support throughout the entire process.

How to Apply for a Business Loan

Sure, you can go the local bank route with a long application process and 85% rejection rate. But if you’re looking for a solution with a realistic turn around. Choice of Capital is ready to step in and process your application.


Fill out the 10-minute online application.

Our website is secured with bank-grade encryption and SSL technology, so you know your information is safe.

Get Choices

We pair you with choices of capital from our network of 50+ lenders. Our funding specialist managers can help you weigh the pros and cons of each funding option available.


Get Funded.

Once approved, you’ll be able to access capital in as little as 24 hours

Does My Business Qualify?

Time In Business 12 Months +

A good rule of thumb to follow to improve your chances of qualifying for funding.

Monthly Revenue $10K +

Lenders will want to see a minimum threshold of monthly revenue. Like the other requirements, the exact minimum will vary.

Credit Score 500 +

Requirements will vary by program and lender.  While some options are available for scores in the 500’s. The stronger the credit will make it easier to qualify for a loan.

Not Qualified Yet ?
Choice of Capital Can Help!

Choice of Capital has financial tools available to help get your business ready to qualify. 

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